NU Online News Service, May 1, 2:46 p.m. EDT

NEW YORK--Education and preparation are essential for insurers and other companies seeking to protect themselves against multimillion-dollar privacy and data breach risks, a panel of experts said.

Commenting yesterday during the April Association of Professional Insurance Women (APIW) Luncheon, panelists said insurance coverages for such risks are available, and the market is competitive, but companies need to understand their particular risks so they can understand the myriad of coverages available.

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