As part of our coverage for April's feature story on clusters and aggregators, AA&B spoke with representatives of several groups about what makes their groups successful. We spoke with five groups of different sizes, structures and geographic reach. Each offers something a little different to participating agencies.

Here are their stories:

J. Bruce Cochrane, CIC, President
Renaissance Alliance Insurance Services LLC (RAIS)
Wellesley, Mass.

Renaissance was established in 1999 to address the many frustrations of typical local community-based independent agencies, including industry fractionalization, inability to achieve sustainable organic growth, and competition from regional brokers.

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