In recent news, witnesses speculated that a UFO destroyed a wind turbine in the U.K. Naturally this begs the question, "What if a UFO crashed into your house instead?" Some homeowners may fear an insurer's response to such a claim more than the actual repair costs themselves, but that could change.
Julie Carter of Adrian Flux, a U.K.-based specialist insurance broker, recalls that when the company's Household division was first established 10 years ago, many insurers were ambivalent about meeting bizarre claims involving an "act of alien."
"Claims for freak household disasters are nothing new," Carter said. "But if something like this happens, homeowners too often fear the response from an insurer. They worry that it will be up to the policyholder to prove that a 'little green man' was responsible."
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