David Letterman has a Top 10 list. Consumer Reports compiles regular lists of the best and worst products. Now, America's trial lawyers have their own list. Chances are, insurers won't like this one.

In late 2008, the trade group formerly known as American Trial Lawyers Association — now the American Association for Justice (AAJ) — released its list of the 10 worst insurance companies. The white paper, "The 10 Worst Insurance Companies in America," can be downloaded gratis at www.justice.org.

Some may consider being on this list a dubious achievement. Please do not punish the messenger; I am not endorsing this list but rather reporting on it. I make no comment as to the deservedness of the rankings. Let's consider the source — personal injury lawyers. Inevitably, personal injury lawyers clash with insurance companies. In the rough and tumble world of claim handling, blood will spill. Certainly any of these 10 insurers could compose its own list of "The 10 Worst Plaintiff Law Firms." Thus, defining and identifying the worst may largely hinge upon whom you survey.

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