What do you believe will be the most important events or major trends that will impact the E&S/specialty segment in 2009? How will each event or trend impact your business and the E&S segment generally?

How is your firm prepared to deal with it? What advice would you give to other market participants on dealing with the potential impacts?

NAPSLO members attending the NAPSLO Mid-Year Educational Workshop in Indian Wells, Calif., this week shared these views on these questions with NAPSLO Convention Daily:

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