Victor O. Schinnerer & Company Inc. has introduced Network Protection for Design Professionals, an endorsement to Schinnerer's professional liability policy that offers protection for cyber-related liabilities arising out of security breaches. Coverage is triggered by an insured's error, omission, neglect or breach of duty that results in a security breach and damage to a third party's network, or the release or damage of a third party's electronic information.

Network damage includes the inability of an authorized user to access a network, damage to or theft of electronic information, malicious code infection, suspension or interruption of a network, or a denial of service attack. Privacy injury and identity theft are also covered. Coverage is also provided for the insured's cost to notify affected parties of a security breach involving private, personally identifying information when required by state or federal regulations. Network Protection for Design Professionals offers:

o Minimum premium $500o Separate $2 million limito Available to all eligible design professionalso Admitted coverageo Multi-year policy endorsements are available

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