A Mississippi state senator is seeking to pass legislation that would establish a homeowners insurance policyholder Bill of Rights to eliminate language he says delayed claims payments after Hurricane Katrina.

Part of his bill would eliminate anti-concurrent causation exclusions in insurance policies.

State Senator David Baria, D-Bay St. Louis, said he has no animosity toward the insurance industry or any specific company. But he noted that the actions of most insurers after Hurricane Katrina, particularly when they invoked the anti-concurrent causation (ACC) clause, stymied the state's recovery and caused damage to both policyholders and the state's economy.

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