The National Association of Insurance Commissioners (NAIC) recently posed several coverage scenarios about holiday-related losses in categories ranging from auto, homeowners', and credit-card theft. How sharp is your claim-adjusting carving knife? Find out by seeing how many of NAIC's questions you can answer correctly.

If you and a family member are taking turns driving your car to a family gathering and an accident occurs while your relative is driving, whose insurance will provide coverage?

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