Despite having to cope with a stubbornly soft property-casualty market and the shockwaves of a faltering economy, the three winners in the seventh annual National Underwriter "Commercial Insurance Agency of the Year" award program refused to abandon the full-service risk management approach that sets them apart from the competition. Indeed, the ability to keep risk management atop the agenda is what makes them role models for their peers.

Their agency profiles appear in NU's Sept. 29 edition. However, as part of the award program, NU flew principals from this year's winning agencies to New York City in late September to discuss how they plan to overcome the threats and seize the opportunities ahead.

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