Claims News Service, Oct. 30, 1:34 p.m. EST — November is the peak month for vehicle-deer collisions, and an analysis of insurance claims and federal crash data indicate the problem is growing.
The Highway Loss Data Institute (HLDI) examined insurance claims for animal strikes under comprehensive coverage month by month from January 2005 through April 2008. The main finding is that insurance claims for animal collisions are nearly 3 times higher during November than they are in a typical month earlier in the year. For example, for every 1,000 insured vehicles 14 claims were filed in November 2007 compared with an average of 5 claims per 1,000 during any month from January-September. Insurance claims usually don't specify the animal involved, but other data show that deer are the main ones.
"Urban sprawl means suburbia and deer habitat intersect in many parts of the country," says Kim Hazelbaker, HLDI senior vice president. "If you're driving in areas where deer are prevalent, the caution flag is out, especially in November."
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