One of the biggest groups of Floridians without health insurance — people in their 20s — is actually one of the easiest groups to insure. Because of their age and low risk of developing a costly disease, those in their 20s can get some of the lowest-cost policies. In fact, with the rise in big deductibles connected to health savings accounts, premiums can be less than $99 a month for basic coverage.
Some packages from large carriers cost even less. Blue Cross and Blue Shield of Florida has been selling its GoBlue basic coverage for as little as $50 a month. Humana, for the past year, has offered premiums as low as $35 per month.
Despite the low cost, young adults are the fastest growing group of uninsureds, according to 2006 U.S. Census data. One in three, or 13.7 million people aged 19 to 29, lacks health insurance, according to the Commonwealth Fund. About 40 percent of new graduates do not have insurance.
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