I was really disappointed to hear Barack Obama pick fellow senator Joe Biden as his vice presidential nominee. While I had long since given up hope of his choosing Hillary Clinton, I thought a fine compromise option–and certainly the most intriguing candidate from the insurance industry's perspective–would be Kansas Gov. Kathleen Sebelius, former president of the National Association of Insurance Commissioners.

Unfortunately, Sen. Obama played it safe and picked Sen. Biden–something of a windbag–as his running mate. Biden has the foreign policy credentials to shore up Obama's weakness in that department, and he can serve as Obama's attack dog in the campaign. But Biden was definitely not an inspired or inspiring choice–especially for someone who has vowed to bring change to Washington's business-as-usual. What will change if your choice for running mate has been around Capitol Hill for decades?

It's also embarrassing to choose someone who said during the primaries that Obama had no business being in the White House because we cannot afford a president who needs on-the-job training. That's what Biden said during the debates, hammering away at Obama's lack of experience, words that are already coming back to haunt them both.