Florida can't seem to catch a break. The Democratic Party cuts our delegates to half a vote at the convention, and now a massive all-states study gives us an "F" in insurance.

The authors of the report stressed that an "F" was not an attack on a state's insurance department. Conversely, a grade of "A" should not be considered an endorsement. Readers were to regard both grades as reflections of the laws under which the states operate.

But it's hard not to take the dismal score personally.

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