WASHINGTON--Insurance industry groups are hailing a Supreme Court ruling that will keep questions about how to interpret willful violations of the Fair Credit Reporting Act from going to a jury.
In vacating a Third Circuit Court of Appeals decision, the high court effectively ruled that the issue should be decided as a matter of law. The lower court ruling said it should be decided by a jury.
Under the FCRA, companies are required to provide notice to consumers when they take an "adverse action" such as offering higher rates based on their credit information, and a willful violation can subject them to penalties.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to asset-and-logo-licensing@alm.com. For more information visit Asset & Logo Licensing.
