SAN FRANCISCO–A panel of the nation’s insurance commissioners meeting here Saturday voted to adopt a controversial white paper that sets what one key regulator said is a “baseline” for insurance industry and regulator action on climate change issues.

Insurance trade groups, who at previous sessions of the National Association of Insurance Commissioners have blasted the project as unwarranted, intrusive and the groundwork for a legal fiasco, were largely silent as the NAIC accepted a paper that included changes the groups objected to at a Friday session.

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