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The phone rings in the middle of the night. Who do you want to be there to answer that call? Someone with experience? Or someone that is just a wanna-be?</p>","<p>Does the above sound a lot like a certain recent presidential campaign commercial? The actuality is that the above scenario will be played out hundreds of times in the coming months when stand-by-for-deployment calls start being made by catastrophe-adjusting companies across the country. The question that needs to be addressed by independent vendors and the insurance industry as whole is this: Just who will still be around to pick up the phone and respond to the calls for help?</p>","<p><strong>Reality Bites</strong></p>"],"slides":[],"video":null},"articlePackages":[],"youmightlike":[{"uri":"/2024/11/05/will-u-s-election-results-lead-to-political-unrest-community-violence/","title":"Election Day in the U.S. spurs political unrest concerns","byline":"Joe Toppe","prettyDate":"November 05, 2024","readtime":"4","image":{"uri":"https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2024/11/People-voting-Article-202411050917.jpg","width":"620","height":"372"},"summary":"The days and weeks after the election could prove most consequential, the Council on Foreign Relations reports."},{"uri":"/2024/11/04/wildfire-risk-upends-california-cannabis-insurance/","title":"Wildfire risk upends California cannabis insurance","byline":"Nadia 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