Wind-vs.-water.JPGIn her article in the April 20 edition of the New Orleans Times-Picayune, Rebecca Mowbray posed a stark question: “In dealing with all the insurance problems that arose with Hurricane Katrina, would it have made a difference for Louisiana homeowners if a federal insurance regulator in Washington was calling the shots rather than a state insurance commissioner in Louisiana?” What do you think?

In her article, Ms. Mowbray reported that “consumer advocates, homeowners insurance agents and state insurance commissioners say that it would have made the situation worse to have had someone in charge who was unfamiliar with local conditions, and likened it to problems with the Federal Emergency Management Agency.”

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