Over the years, I have worked on identifying the origin and cause of damage to electrical and electronic equipment and systems. I am frequently asked whether anyone can actually differentiate between lightning-related surges and artificially generated electrical surges. The short answer to this question is “yes,” provided that a thorough and complete analysis is conducted by a qualified individual. A properly performed investigation and analysis should lead to a determination and clear identification of the source of a power surge within a sufficient degree of certainty.
There are many challenges that should be tackled in the process of investigating the cause of damage and the source of a power surge. Unfortunately, as many claim adjusters have discovered, sometimes circumstances outside of their control can limit their abilities to conduct a proper investigation.
Defining Terms
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.