By the time you read this, the first quarter of 2008 will be almost over. Most agents, brokers, and underwriters working on commercial, surplus line accounts in Florida are at once attempting to get a grip on what happened in 2007 while contemplating the future of the market. There are a number of important trends that suggest the market is improving and that rates have moderated or are falling, which is good news for consumers.
To gain some perspective on the state of the market, I've enlisted the help of four individuals from wholesale brokers who are successfully writing surplus lines business across the state of Florida: Larry Beller, vice president and branch manager of Hull & Company in Tampa Bay; Joe Anderton, executive vice president of Bass Underwriters in Plantation; Kathy Colangelo, president of Roehrig, MacDuff in St. Petersburg; and Dave Rucker, senior vice president of All Risks in Ft. Lauderdale. Since property is still a major concern in Florida, questions concerning this topic dominate the issues.
Florida Underwriter: How would you characterize the changes the surplus lines property market in Florida has experienced in the past six-12 months?
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