When considering the activities of the legislature, it is easy to isolate one or two major insurance industry issues until they seemingly define the entire course of the session. That was especially true last year when newly elected Governor Charlie Crist and a compliant legislature waged a successful populist agenda to redefine the state’s role in the property market and effectively end the PIP debate without instituting any major reforms. But beyond those issues that seem to suck the oxygen out of the reform, there are a host of smaller issues that the insurance industry keeps its eyes on. As heavily regulated as the industry is, it can ill afford to neglect the smaller changes that can affect costs. These costs often have less to do with substantive changes such as retaining PIP, as they do with process issues such as how to collect assessments or what forms must be submitted in cases of an audit.

One example of this focus on smaller and procedural issues can be found in the Florida Insurance Council’s legislative agenda, which is developed by its legislative and executive committees. The issues range from gun control, to public records exemptions, health care mandates, and Citizens Property Insurance Corporation.

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