Certain insurance agents seeking to purchase liability policies to cover their own professional services continue to face challenges even when most buyers–including most mainstream agents–enjoy lower premiums and broadening terms.
With market conditions softening, however, the line separating those that get coverage easily and those that don't is becoming less clear, according to experts.
Nicole Haggerty, vice president of professional liability underwriting at Darwin Professional Underwriters in Farmington, Conn., described the breakpoint as "a squiggly line."
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