That's what a lot of people call former Vice President Al Gore. Then he won the 2007 Nobel Peace Prize. Oh, how times are changing! Could this catapult him back into contention for the White House? Only time will tell.

Statistics show that half the U.S. population lives in what can be defined as coastal areas. We're not just talking about Florida, the East Coast, Gulf Coast, and West Coast. There are major metropolitan areas of the Midwest located on the Great Lakes, such as Chicago and Cleveland. If you watch the movie, you'll understand why the Great Lakes are a major part of the overall scenario.

Then we can expand to the international arena, where other major cities are in jeopardy. The bottom line is that there will be very few areas of the planet unaffected by global warming. That includes the economy, in general, and the insurance industry, in particular.