The U.S. House of Representative’s unanimous approval last June of the Nonadmitted and Reinsurance Reform Act–H.R. 1065–has been widely applauded by the brokerage community as a major step forward in reforming state regulation and addressing areas of concern which have long plagued the excess and surplus lines marketplace.

Ultimately, however, individual states will have to get on board and take up the laboring oar–the one that requires the greatest amount of strength–to successfully push forward some of the reforms promised by the federal bill.

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