A directory of senior-living and senior-care markets

ARC MidAtlantic Excess & Surplus Inc. Types of risk considered: Independent living facilities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, adult daycare facilities, home health-care services, hospice services. Coverages available: General liability, professional liability, employment practices liability, abuse/molestation liability, D&O liability. Coverage available in: All states. For more information: Bruce Davis, ARC Mid Atlantic Excess & Surplus, 129B Johnson Rd., #5, Turnersville, NJ 08012. (856) 401-8070. Fax: (856) 401-8075. E-mail: [email protected]. Web site: www.arcbrokers.com. Arrowhead General Insurance Agency Inc. Insurer(s): Arrowhead General Insurance Agency. Types of risk considered: Independent living facilities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities. Coverages available: General liability, professional liability, employee benefits liability. Special coverage features: We provide risk management on all accounts. Type and size of preferred accounts: Minimum premium, $50,000; minimum SIR, $50,000; insureds that have up to eight facilities. Coverage available in: All states except AL, AR, FL, LA, MS, NY, PA, WV, WY. For more information: Aleck Roberts, Arrowhead General Insurance Agency, 140 South Lake Ave., #302, Pasadena, CA 91101. (626) 396-2714. Fax: (626) 844-2460. E-mail: [email protected]. Web site: www.arrowheadprograms.com. Russell Bond & Co. Inc. Insurer(s): Various A-rated or better carriers. Types of risk considered: Independent living facil-ities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, home health-care services, hospice services. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, abuse/molestation liability, property, D&O liability, business auto, workers compensation, excess, employee benefits liability, environmental, corporate identity theft. Special coverage features: Occurrence-based CGL available; aggregate per-location limits for multi-location facilities. Type and size of preferred accounts: No restrictions. Coverage available in: CT, MA, NJ, NY, PA, VA, VT. For more information: Nancy Cooley or Tony Ambrose, Russell Bond & Co. Inc., 295 Main St., #866, Buffalo, NY 14203-2595. (800) 333-7226, Ext. 153 (Nancy) or Ext. 143 (Tony). Fax: (800) 677-6779. E-mail: [email protected] or [email protected]. Web site: www.russellbond.com. Great American Insurance Co. Insurer(s): Great American Insurance Co., Great American Insurance Co. of New York, Great American Alliance Insurance Co., Great American Assurance Co. Types of risk considered: Independent living facil-ities, senior centers. Coverages available: General liability, professional liability, abuse/molestation liability, property, business auto. Special coverage features: Social service organizations to include arts and culture, child daycare/nurseries/K-12 traditional schools, humane societies, senior living/care facilities. Type and size of preferred accounts: $5,000 to $100,000. Coverage available in: All states except FL, GA, HI, KS, LA, MD, OK, TX. For more information: Richard A. Hasselbeck, Great American Insurance Co., 49 East Fourth St., Dixie Terminal Building, South 400, Cincinnati, OH 45202. (800) 722-3260, Ext. 18112. Fax: (888) 513-5593. E-mail: [email protected]. Web site: www.hsd.gaic.com. Jimcor Agencies Insurer(s): Various A-rated or better carriers. Types of risk considered: Independent living facilities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, home health-care services, hospice services. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, abuse/molestation liability, property, D&O liability. Special coverage features: Hired and non-owned auto, stop-gap liability, excess liability; $10 million limits, with higher limits available. Coverage available in: All states except HI, LA, NM. For more information: Matthew Farbman, Jimcor Agencies, 60 Craig Rd., Montvale, NJ 07645. (201) 573-8200, Ext. 1156. Fax: (201) 573-8820. E-mail: [email protected]. Web site: www.jimcor.com. K&B Underwriters LLC Insurer(s): ACE, AIG Healthcare, Aspen Specialty, Catlin, CNA HealthPro, Colony, Darwin, Evanston, James River, Lloyd’s of London, NAS Insurance, OneBeacon, Red Mountain, United National. Types of risk considered: Independent living facil-ities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, home health-care services, hospice services, hospitals, clinics, surgi-centers. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, abuse/molestation liability, property, D&O liability, business auto, workers compensation, excess/umbrella. Special coverage features: We work with agents to serve senior care (elder care) and medical malpractice markets. Eldercare includes nursing homes, independent living, group homes, allied health. Type and size of preferred accounts: Both for-profit and nonprofit risks. 100+ beds, $25,000 minimum premium. We will handle smaller accounts and lower premiums with agents who have transacted business with K&B already. Coverage available in: All states. For more information: Jack Loria, K&B Underwriters LLC, 12010 Sunset Hills Rd., #875, Reston, VA 20190. (888) 760-3194, Ext. 109. Fax: (703) 707-9696. E-mail: [email protected]. Web site: www.kbunderwriters.com. Lighthouse Underwriters LLC Insurer(s): Markel, Lloyd’s of London, OneBeacon, Darwin, Evanston, Colony Insurance. Types of risk considered: Independent living facil-ities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, home health-care services, hospice services, physicians. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, abuse/molestation liability, D&O liability. Special coverage features: Standard limits $1 million/$3 million, higher limits available, low deductibles, includes sexual abuse sublimit. Type and size of preferred accounts: All sizes. Coverage available in: All states except AK. For more information: Saye Gbalazeh, Lighthouse Underwriters LLC, 7630 Little River Turnpike, #200, Annandale, VA 22003. (800) 948-5800. Fax: (703) 770-3720. E-mail: [email protected]. Web site: www.lighthouseunderwriters.com. The Maplewood Group LTD Insurer(s): Lloyd’s of London, CNA, RPGs. Types of risk considered: Independent living facilities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, hospice services. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, abuse/molestation liability, property, D&O liability, business auto, workers compensation. Type and size of preferred accounts: Minimum premium, $25,000. Coverage available in: All states. For more information: Steve Pierce, The Maplewood Group Ltd., P.O. Box 472, Granville, OH 43023. (800) 227-2938. Fax: (775) 330-1583. E-mail: [email protected]. Web site: www.themaplewoodgroup.com. National Insurance Professionals Corp. Insurer(s): United National Group. Types of risk considered: Home health-care services, hospice services, nurses registries. Coverages available: General liability, professional liability, abuse/molestation liability, property, D&O liability. Special coverage features: $5 million primary limits available. Coverage available in: All states. For more information: Aime Carroll, National Insurance Professionals Corp., P.O. Box 834, Poulsbo, WA 98370-0834. (800) 275-6472. Fax: (360) 697-3688. E-mail: [email protected]. Web site: www.nipc.com. NIF Group Inc. Insurer(s): Safeco and other A-rated carriers. Types of risk considered: Independent living facilities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, home health-care services, hospice services. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, abuse/molestation liability, property, D&O liability, business auto. Special coverage features: Crime, boiler, auto, medical coverage for employed or contracted physicians. Type and size of preferred accounts: $5,000 and over. Coverage available in: All states except AL, AK, HI, LA, MS, WV. For more information: Nancy Williams, NIF Group Inc., 30 Park Ave., Manhasset, NY 11030. (516) 365-7440. Fax: (516) 365-7392. E-mail: [email protected]. Web site: www.nifgroup.com. Quaker Special Risk Insurer(s): All carriers rated A or better. Types of risk considered: Independent living facilities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, home health-care services, hospice services. Coverages available: General liability, professional liability, medical malpractice, abuse/molestation liability. Special coverage features: Occurrence form or claims made, prior acts, defense outside limits. Type and size of preferred accounts: Minimum premium on long-term care accounts is $25,000 (depending on state). Coverage available in: All states. For more information: Frank Walsh, Quaker Special Risk, P.O. Box 1350, Eatontown, NJ 07724. (800) 447-4180. Fax: (732) 223-9072. E-mail: [email protected]. Web site: www.qsr-insurance.com. Smith, Bell & Thompson Inc. Insurer(s): AIG, National Union, Lexington, Granite State, Chubb. Types of risk considered: Adult daycare facilities, home health-care services, hospice services, medical equipment suppliers. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, property, D&O liability, business auto, workers compensation. Special coverage features: Available to write all lines in most states. Claims-made or occurrence coverage available. Coverage available in: All states. For more information: Bill Thompson, Smith, Bell & Thompson Inc., P.O. Box 730, Burlington, VT 05402. (800) 735-1800. Fax: (802) 658-6191. E-mail: [email protected]. Web site: www.sbtinsurance.com. Thompson Insurance Enterprises (Thomco) Insurer(s): Stonington & Lantana. Types of risk considered: Independent living facilities, assisted living facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, home health-care services, hospice services. Coverages available: General liability, professional liability, abuse/molestation liability, property, business auto, umbrella. Special coverage features: Custom-designed insurance program for senior living facilities, written with package coverages. Features include preferred property enhancements, and coverage for wrongful acts and vicarious liability for abuse. Type and size of preferred accounts: Communities licensed for 10+ beds. Coverage available in: All states except MA, MN, NH, VT. For more information: Monica Clark, Thompson Insurance Enterprises LLC, P.O. Box 440549, Kennesaw, GA 30144. (888) 514-3167. Fax: (678) 290-2200. E-mail: [email protected]. Web site: www.thomcoins.com. U.S. Risk Insurer(s): Markel, Lloyd’s of London, OneBeacon, Darwin, Evanston, Colony Insurance. Types of risk considered: Independent living facil-ities, assisted living facilities, skilled nursing facilities, continuing care retirement communities, Alzheimer’s facilities, adult daycare facilities, home health-care services, hospice services, physicians. Coverages available: General liability, professional liability, employment practices liability, medical malpractice, abuse/molestation liability, D&O liability. Special coverage features: Standard limits $1 million/$3 million with higher limits available, low deductibles, includes sexual abuse sublimit. Type and size of preferred accounts: All sizes. Coverage available in: All states except AK. For more information: Tonya Randio, U.S. Risk, 11220 Richmond Ave., #600, Houston, TX 77082. (800) 833-8803. Fax: (281) 679-9226. E-mail: [email protected]. Web site: www.usrisk.com.