Chances are good that if an adjuster has recently handled an auto claim involving the 2007 Hyundai Santa Fe, the exterior of the vehicle was the only thing harmed.

According to the Insurance Institute for Highway Safety, the midsize SUV has earned the coveted Top Safety Pick designation, held only by 20 other cars, SUVs, and minivans. It earned the classification by rating “good” for front, side, and rear crash protection, and it also comes equipped with electronic stability control, a feature that will soon be mandatory in all automobiles within the next five years.

“Criteria to win are tough because they're intended to drive continued safety improvements such as high crash test ratings and rapid addition of electronic stability control, which is standard equipment on the Santa Fe,” says Institute President Adrian Lund, in a release. The Santa Fe also is equipped with side airbags as standard equipment.