Ask insurance special investigation units and claim adjusters what they consider to be the most entertaining type of fraud to investigate, and workers' compensation fraud will likely top the list. Let's face it; catching a claimant bouncing around on a trampoline or head-banging at a rock concert after collecting several months' worth of work checks for a neck injury is an adrenaline-producing moment that might only be topped by seeing a jury react to the videotaped evidence.

Investigators in New York must have experienced that feeling last month when they busted a New York City Transit Authority employee who was moonlighting while collecting workers' compensation benefits for injuries that never occurred or were grossly exaggerated.

According to a release from Charles Hynes, district attorney for New York's Kings County, Valerie Scroggins told her bosses at the New York City Transit Authority that a shoulder injury experienced while on-the-job was preventing her from fulfilling her duties as a bus driver. She was placed on disability and collected more than $13,000 in workers' compensation over the course of three months.