I was talking with an adjuster friend the other day who was lamenting that "his life was in the toilet." Alarmingly, he had lost his appetite, was losing weight, and not sleeping well. He'd had a battery of expensive diagnostic tests, but his doctor could not find anything physically wrong.

Although I'm not a doctor, I dove right in! "It's all in your head," I said, only half joking. "Sometimes even a doctor can't see the forest for the trees.

"You've got a high-stress job with a heavy case load [he works claims in Florida], and I'll bet you're clinically depressed. A job like yours can do that to you."

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