Undefined moral obligations should never influence the settlement of wind versus water hurricane claims, or any other uninsured loss, NU readers agreed in response to our latest column on “A Question Of Ethics.” Read on and feel free to weigh in further on this hot topic.

The full column by Peter R. Kensicki, a professor of insurance at Eastern Kentucky University in Richmond, Ky., as well as a member of the Ethics Committee of the CPCU Society in Malvern, Pa., appears below. We welcome further comment.

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