First come the hearts and flowers, and then come the weddings–more than 3,000 every day in the U.S., with an average cost of about $27,000, according to experts–but even the best plans can go awry. Hence the creation of the Wedding Protector Plan, announced today by Travelers.

The top wedding claims and problems typically include damage to wedding attire, mishaps with event photography, cancellation due to illness or bereavement, and no-shows by contracted vendors.

“A wedding is a large investment both emotionally and financially,” Alan Tuvin, vice president of product management for Travelers, said in a statement. “There are a lot of moving parts to a wedding and things can go wrong. It is important to protect such a significant financial investment.”

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