The 2006 hurricane season let coastal regions of the United States off relatively lightly. Forecasters, however, continue to predict historically active seasons for the near-term, and--while they may not have made daily headlines--other natural disasters, including wildfires and earthquakes, continue to make news.
That means the availability and affordability of property insurance is still going to be extremely problematic for those in catastrophe-prone areas. But that doesn't mean there's nothing home- and businessowners--and their local legislators--can do about it.
In some cases, insurance companies have been forced to make tough choices, particularly in states such as Florida and Massachusetts, where the affordability and availability of homeowners insurance is a hotly debated topic.
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