A state court judge in Louisiana has handed the insurance industry another setback in its efforts to invoke flood exclusion policy language to avoid paying hurricane damage claims.
Judge Edward D. Rubin with the 15th Judicial District Court in Lafayette, La., made his ruling last month in a case that pitted a Vermillion Parish couple, Mark and Barbara Landry, against the state's insurer of last resort, Citizens Property Insurance Corp.
The Landry's claim for $52,000 was denied by the insurer after their home was wiped out by Hurricane Rita in 2005.
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