WASHINGTON–Democrats have seized control of the U.S. House of Representatives, and possibly the Senate, for the first time since 1994 in mid-term elections, which will create a more consumer-oriented agenda for the property-casualty insurance industry to deal with, according to lobbyists.

Several industry analysts said in notes to clients Wednesday morning that they believed James Webb, leading in Virginia by a small margin, will prevail over incumbent Sen. George Allen; and that Jon Tester, who is leading incumbent Sen. Conrad Burns, R-Mont., will win as well.

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