Just having legislation introduced in both houses of Congress was an important landmark for backers of an optional federal insurance charter, but strong opposition to the concept among some insurer and agent groups continues to split the industry.

“More progress has been made on the issue this year than expected,” said Joel Wood, senior vice president of government affairs for the Council of Insurance Agents and Brokers, following introduction of the National Insurance Act of 2006 as the House left for a six-week campaign recess.

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