Providing coverage to the hospitality industry isn't just a matter of insuring the buildings, but also who works in them and how they act.

Hotels and other hospitality industry entities face a significant risk in how they deal with their employees, how those employees deal with one another, and how they interact with customers.

Employment practices coverage should play a major role in protecting a hospitality business, according to Robert Cap, associate product manager for EPLI and nonprofit directors and officers coverage at Shand Morahan, a part of the Markel Group.

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