The Highway Loss Data Institute, a nonprofit public service organization closely associated with and funded through the Insurance Institute for Highway Safety, recently published its annual survey on insurance injury, collision, and theft losses of passenger cars, pickup trucks, and SUVs.

Injury losses indicated the relative frequencies of injury claims per insured vehicle year filed under personal injury protection coverages in the 17 states that offer it, according to the study. Also called no-fault insurance, personal injury protection coverage pays for medical/hospital/other expenses incurred by occupants of insured vehicles, up to specified limits, regardless of fault in the crash. Topping the list in this category was the Suzuki Aerio, The model had injury losses that were 135 percent higher than the reported average. It was closely followed by the Dodge SRT (110 percent above average) and another Suzuki model, the Forenza (109 percent above average). All three were classified as four-door small cars.

The study also looked at collision losses, which indicate the relative average loss payments per insured vehicle year filed under collision coverages. Collision insurance provides reimbursement for the cost of repairing crash damage to insured vehicles, less a specified deductible amount. The automobiles ranking highest in this category included the Mitsubishi Lancer Evolution 4WD model (328 percent above average), the Dodge SRT (184 percent above average), and the Subaru Impreza WRX 4WD (151 percent above average). Again, all three models were classified as four-door small cars.