Anyone who doubts how big a risk Long Island and New York City might face should a major hurricane hit the vulnerable region need only examine the extensive damage done when the relatively mild Ernesto hit this past weekend.


There were trees and tree limbs down everywhere. Shingles were torn from homes and windows were shattered across the island. Power lines were downwith some 40,000 people estimated to have lost their electricity. There was serious beach erosion in spots.

And Ernesto was just a tropical storm, with winds in this neck of the woods topping out at 55 miles-per-hour. Imagine if it had been 100! Or 125!

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.