Passing legislation might be the last thing on the minds of members of Congress as they return to work this week after a month-long recess, eager as they are to race home as soon as possible in an intense effort to persuade the voters to send them back to Washington, D.C.

That means action could be delayed on the priority issues for the property-casualty insurance industry–led by legislation providing more funds and reforming the National Flood Insurance Program.

Indeed, there is already talk about a delay until a lame duck session likely to be convened in mid-November–or, as some speculate, until next year, when at least one house of Congress might be run by Democrats.

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