The rift within the property-casualty insurance business over how much government help, if any, the industry needs to handle catastrophes widened considerably last week as the war of words heated up.

Indeed, trade organizations and carriers continue choosing sides in what promises to be a fierce battle, with the Property Casualty Insurers Association of America announcing it was joining ProtectingAmerica.org. The group, supported by Allstate, seeks a federal-state system to backstop insurers after mega-catastrophes.

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