ORLANDO, FLA–Experts here warned that workers' compensation systems face impacts from a variety of factors ranging from bed bugs and Iraq war injuries to beryllium dust and language difficulties.

The coming challenges were outlined here by Jennifer Tomlin, senior vice president of Zurich North America, and Robert P. Hartwig, senior vice president and chief economist of the Insurance Information Institute, at a session of the Workers' Compensation Educational Conference.

The session was one of seven sessions on national trends put on by The National Underwriter Company as part of its partnership with the Florida Workers' Compensation Institute, which runs the WCEC program, a partnership of the Florida Workers' Compensation Institute and The National Underwriter Company.

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