Forecasters are expecting higher than average storm activity during the 2006 hurricane season. In addition, fire officials are warning that the Southwest and Great Plains could see a marked increase in wildfires this year because of persistent drought and above-normal temperatures.

Faced with these predictions, business owners throughout the United States need to make certain they have adequate property and business interruption insurance to protect their operations. Even businesses in areas not prone to natural disasters should be concerned about purchasing proper insurance limits. For example, a relatively small fire causing damage to a key production line in a manufacturing plant can result in a significant amount of downtime.

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