A second auto insurer has broken ranks with other carriers and agreed to go along with California Insurance Commissioner John Garamendi's controversial new rules for setting auto premiums.

The commissioner announced today that United Service Automobile Association had decided to implement regulations, that other insurers are battling in court, and limit the weight they give to a driver's geographic location as a rating factor.

Under the new rules which the commissioner has titled Good Driver Auto Insurance Reforms carriers are required to base premiums primarily on a driver's safety record, annual mileage and driving experience.

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