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Policy Issues: Needed: A more perfect union of policies and sense

THIS IS the month in which we observe the Fourth of July, a day to celebrate the triumph of throwing off the shackles of the oppressor and the joy of endangering life and limb (to say nothing of setting the backyard aflame) with small explosive

By Chris Amrhein | Updated on July 31, 2006

THIS IS the month in which we observe the Fourth of July, a day to celebrate the triumph of throwing off the shackles of the oppressor and the joy of endangering life and limb (to say nothing of setting the backyard aflame) with small explosive devices.

In the spirit of the occasion, let me risk career and reputation by once again proclaiming that now is the time to declare our own independence. Let us claim the right to be free from those policy provisions or industry approaches that may once have been well-intentioned but have long since become shackles of frustration in our daily insurance lives.

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