With apologies to Lewis Carroll's "Jabberwocky" from "Through the Looking-Glass, and What Alice Found There":

"Beware the stereotype, my son!The assumptions that bite,the judgments that trash!Beware the prejudices, and shunthe baseless Balderdash!"

You may have heard that a recent Independent Insurance Agents & Brokers of America Trusted Choice consumer study found that nearly 25 million U.S. families who rent homes lack adequate property and liability insurance. About two-thirds of all renters have little or no rental coverage. "Among those respondents who said they don't have renters' insurance," according to the study, "26% felt that the coverage is too expensive, and another 17% said they didn't know they needed it. Another 8% had never heard of renters' insurance." Many seemed to feel that insuring renters' losses was the landlord's problem. IIABA also found that 89% of all renters "own one or more valuable electronic devices, such as digital recording devices, desktop and laptop computers, digital and video cameras and home theater systems." More than 50% have pets, and 5% admit to operating in-home businesses.

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