The U.S. Supreme Court's recent ruling establishing a standard for what constitutes employer retaliation against workers filing complaints is unlikely to cause any seismic changes for the insurance industry or risk managers, but left much room open for further interpretation and litigation, insurance and business leaders say.

Robert Hartwig, chief economist for the Insurance Information Institute in New York, noted that from an employment practices liability standpoint, the ruling is "generally consistent" with the court's decisions in similar matters, and with prior Equal Employment Opportunity Commission enforcements.

"This won't have any major impact," he said. "It really just clears up some ambiguities in the lower courts."

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