Winners and losers also spoke out regarding Gov. Jeb Bush's veto of the bill that would have extended Florida's no-fault auto insurance law for an additional two years. The PIP law will sunset Oct. 1, 2007, and the state will go back to a tort system to settle auto claims. This veto means the repeal date of the law passed in 2003 will remain unchanged.

Speaking for the American Insurance Association, Cecil Pearce, vice president, Southeast Region said, "Gov. Bush saw the issue the way AIA did: Without significant reform, the no-fault law was not worth saving."

National Association of Mutual Insurance Companies spokesperson David Reddick, senior State Affairs manager, said, "Our members hoped lawmakers would come to the realization that after 35 years, the current system was broken and couldn't be fixed, but the legislation that was sent to the governor didn't solve the problem . . . Educating a generation and a half of drivers who have lived under the current no-fault system will be a challenge, but one that our members will be looking forward to."