Versions of the 2003-05 Cadillac Escalade, Mitsubishi Lancer Evolution, and Dodge Ram 1500 quad cab pickup have the highest rates of insurance theft claims according to a study published by the Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety. The three vehicles have claim rates four-to-five times the average for all vehicles.

This is the fourth year in a row that the Escalade has topped the list of vehicles most likely to have a theft claim. In fact, according to the report, four different versions of the Escalade (EXT, a specialty pickup, plus two- and four-wheel-drive versions of the short and long wheelbase Escalade) head the list of the worst overall insurance losses for theft among all passenger vehicles. The EXT has overall theft losses that are 16 times higher than the average.

“The overall results show the Escalade has not only the highest rate of claims but also very expensive claims when they are filed,” said Kim Hazelbaker, HLDI senior vice president. “In fact, almost one-quarter of theft claims for the Escalade are for $40,000 or more, indicating that thieves often are stealing the whole vehicles and not just their parts.”

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