A decision by the New Jersey Supreme Court has eased the requirements for proving civil fraud under the state's Insurance Fraud Prevention Act.

The court ruling in the case of Liberty Mutual Insurance Co. vs. Land found it only takes a "preponderance of the evidence" and reversed a lower court decision that required proof of fraud by "clear and convincing evidence."

The Insurance Council of New Jersey praised the decision as one that will make it easier to combat insurance fraud in the state.

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