Declining revenues and increasing competition have made for challenging times for golf course owners and operators these days, but a softening insurance market should provide an elixir for those bottom-line blues.

While Spiro Agnew and Gerald Ford delighted comedians and editorial cartoonists with their errant projectiles, golf course owners find them no laughing matter since the windshields and body parts they might damage could one day end up as insurance claims and increased premiums.

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