Independent agents significantly helped fuel growth in the insurance property-casualty business in 2004, accounting for $12 billion of an overall market increase of $21 billion in premium written.

That statistic was among the findings in the Independent Insurance Agents & Brokers of America Inc.'s annual market share study for 2004.

"The results of this report clearly show that the independent agency system is flourishing," said Robert A. Rusbuldt, chief executive officer for the Alexandria, Va.-based association.

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