Cynthia Hardy Young will replace Douglas R. Wendt as president of Encompass Insurance. Mr. Wendt is retiring after 32 years of service.

Encompass Insurance, a subsidiary of Northbrook, Ill.-based insurer Allstate Insurance Company, distributes its insurance products through independent insurance agents.

Ms. Young joined Allstate in October, 2005 as the assistant vice president of product operations for Allstate Protection's Northeast region. She was the president of the personal lines division for Allmerica Financial Group.

Prior to that she was the vice president of product management for the personal lines division of The Hartford Financial Services Group Inc., product manager and professional liability claims attorney at Progressive, and litigation associate at Jones, Day, Reavis & Pogue.

“Cynthia has the experience and ability to position Encompass as the carrier of choice for the independent agent,” said Edward M. Liddy, chairman and chief executive officer of The Allstate Corporation, in a statement. “We are confident that Encompass will continue to grow profitably under her leadership.”

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